Last year Marriott folded the old Starwood Preferred Guest and Ritz-Carlton Rewards programs into its Bonvoy program, and at the same time, it aligned Marriott and SPG cards under the identical Bonvoy branding. This has hopefully led to less confusion among applicants, and new card holders have benefited from new perks and welcome bonuses on the Marriott Bonvoy Brilliant™ American Express® Card, which is currently offering 75,000 points after you use your new card to make $3,000 in purchases within the first 3 months of account opening. Another Marriott card with a notable bonus is the Marriott Bonvoy Business™ American Express® Card which is offering a limited time offer of 100,000 bonus Marriott Bonvoy points after you make $5,000 in purchases within the first 3 months (Offer ends 10/23/2019).

But that’s not to say the confusion has been eliminated entirely. The application eligibility restrictions for Marriott Bonvoy cards are about as difficult to keep track of as you could possibly imagine. They vary from card to card, and there’s not a lot of logic at play here. So if you’re interested in acquiring one of the four Bonvoy-branded cards currently available to new applicants — the Marriott Bonvoy Brilliant, the Marriott Bonvoy Business, the Marriott Bonvoy Boundless Credit Card or the Marriott Bonvoy Bold Credit Card — use this cheat sheet to see if you’ll be able to sign up based on which cards you’ve had or currently have. (We can’t take credit for being the first to visualize this info, though. Thanks to Greg from Frequent Miler for inspiring us with this chart.)

If you’re wondering where the SPG Amex cards are on in this chart, welcome to the Bonvoy era. The last three cards under “Cards You’ve Had” are the SPG Amex cards with their updated branding. As a refresher, here’s how the SPG Amex cards are converting to Bonvoy Amex names:

Keep in mind that Amex and Chase now offer card bonus qualification tools on their websites, and these should let you know whether or not you can successfully apply for a card and earn the welcome bonus before the system runs your credit and you officially apply for the card. But a sound travel rewards card strategy includes some advance planning, so if you know you’re interested in one of these cards, you might as well consult this handy chart whipped up by the incredible graphics team here at TPG.

Further Reading: Which Marriott Bonvoy credit card is right for you?

In addition to the limited-time 100,000-point welcome bonus on the Bonvoy Business Amex and the 75,000-point offer on the premium Bonvoy Brilliant card, the Marriott Bonvoy Boundless Credit Card from Chase is offering a 75,000-point welcome offer after $3,000 on purchases in spending in the first 3 months. Chase also launched the Marriott Bonvoy Bold Credit Card a few months ago, which is currently offering a welcome bonus of 50,000 points after spending $2,000 on purchases in the first 3 months.

Ethan Steinberg
joined TPG as a points and miles contributor in early 2017 and loves sharing his high-value redemption strategies with readers. If you asked him where he wants to travel next he’d quote Anthony Bourdain and tell you “anytime I’m eating spicy noodles in a bowl, I’m happy.

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